Payment and financing

20% Down Payment on Completed Apartments in Georgia

With this route you pay 20% when signing and the remaining 80% in stages, typically within one year.

20%
At signing
12 months
Illustrative payment period
100%
Completed and ready to inspect
20%
80%
Due at signingBalance

01

Sign and pay 20%

02

Use the 12-month window

03

Pay the 80% balance

01

Why completed can cost more

A completed home is usually not the lowest-price route. The premium buys certainty: you can inspect the actual apartment before committing.

02

What you can inspect

A finished unit reveals what a render cannot.

  • Finish quality and true room dimensions
  • Natural light and the real view
  • Noise inside and around the building
  • Common areas and building access

03

Use the 12-month window

The payment window can give you time to arrange financing, sell another asset or build savings. Renovation or rental access before full payment depends on the contract.

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How it works

  1. 1Pay 20% when you sign
  2. 2Pay the balance in agreed stages
  3. 3Complete payment within about 1 year

Worked example

Illustrative example
  • Apartment price: $80,000
  • Down payment (20%): $16,000
  • Remaining balance: $64,000
  • Paid over 12 months: about $5,333 per month

Illustrative figures only, not an offer. Actual schedules are set by each developer.

Current verified offers

No offer of this type has been verified with a developer in the last 60 days. Ask us and we will check current terms for you.

Frequently asked questions

What happens if I pay late?
Late-payment terms are defined in each developer's contract. We review them with you before you sign.
Is the price the same as paying cash?
Not always. We confirm with the developer whether the 20% route price equals the cash price and tell you before you commit.
Can I rent the unit while still paying?
Possession and rental rights depend on when title or access transfers under the contract. Confirm this before signing.
What if I cannot complete payment in 12 months?
The contract controls extensions, penalties and termination. Ask for those terms in writing before committing.